We Assist Clients Nationwide at QADC Loans
QADC Loans was established with the sole aim to provide loans, short-term loans, personal loans, and prescribed debt loans. We offer online personal loans as one of the best online loan companies in South Africa and our online loan application system is quick and easy. Having prescribed debt isn’t an issue with us. We are affiliated with many credit providers who provide credit to South Africans. All our service providers are Registered Credit Providers, regulated by the National Credit Act 34 of 2005. Get to know a little more about us.
QADC Loans
Our Vision
Our vision is to be the most preferred financial loan service provider, providing online cash loans for the medium-income sector of the population in South Africa and align our business with the relevant financial loan industry governing bodies, in order to help influence the loan industry to the benefit of our clients. As a financial service provider, we believe that our purpose is to put minds at ease, knowing that there is a light at the end of the tunnel, and that a loan is attainable.
Our Mission
At QADC Loans, we strive to enable all of our medium-income South African communities to have full access to affordable loans and render a professional and caring service, addressing the financial loan needs of all our clients. We endeavor to build a future in which we become the one dependable financial loan service provider in South Africa, for people that would struggle to get cash loans due to bad credit with other financial service providers.
Our Standards
We deliver an exceptionally friendly and caring service to all our clients and continuously develop our loan products range, in order to anticipate and meet all our clients’ needs. We continuously grow and develop our staff. Ensuring we have motivated friendly staff providing exceptional services to all our clients. We go the extra mile to ensure that our clients are completely satisfied with the financial services that we offer them. Our mission is to solve consumers’ occasional, urgent and short-term cash flow problems with an equally short-term solution. We base our commitment to responsible lending on transparency, flexibility and extreme selectivity – we believe it’s possible to provide credit in a way that suits consumers.
Our main operating principles is to be flexible for our clients
Our promise to you is that: you will never be sold, encouraged or forced to borrow more credit than required; we will determine your immediate and future credit limit based on in-depth credit and status checks, including how responsibly you have used our service providers in the past; we deliver on our promises and describe our service honestly and accurately at all times – we will never make any misleading claims or hard-sell you loans.
Transparency is important to us
In addition to any regulatory requirements, we will always show you the total cost of repayment very clearly and prominently before you apply on all contracts. This calculation includes all potential costs involved, with no hidden fees or catches, only the amount you need to pay. We also clearly explain the potential costs and consequences of late or non-payment and we won’t ever change the rate of interest or charge during the life of your loan as the interest is fixed over the term.
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Create The Freedom To Do What You Want With a Personal Loan from QADC